Mutual Insurance
What is a mutual insurance company?
A mutual insurance company is a non-profit partnership of employers that collaborates with the Social Security system in the management of important benefits of the public Social Security such as professional contingencies, temporary incapacity or cessation of activity of self-employed workers.
They manage public resources and services, which means that they are managed and supervised by the Public Administration, through the Secretariat of State for Social Security and its affiliated bodies and are a form of mixed public-private partnership. To function as a mutual insurance company, the association must be authorized by the Ministry of Labour and Social Security.
What a mutual insurance company does?
The collaboration of the mutual insurance companies covers various coverage and benefits, which currently go far beyond occupational accidents. They have taken over the management of the temporary disability benefit for common contingencies (1996), the risk benefit during pregnancy and risk during breastfeeding (2007), the cessation of activity for self-employed workers (2010) and the care benefit for minors affected by cancer or other serious illness (2011).
In summary, they manage accidents at work and occupational diseases and the prevention of occupational risks and improvement of working and health conditions in companies; they cover the economic benefit of Temporary Incapacity due to Common Contingencies and they cover the protection due to cessation of activity of self-employed workers or those who are self-employed.
Are Compulsory or voluntary?
Companies and self-employed people must cover the temporary disability of their workers due to common contingencies with a mutual insurance company. However, the coverage of professional contingencies with a Mutual Insurance Company is completely voluntary, and they can choose to have these contingencies protected by a Social Security management body (National Institute of Social Security and Social Institute of the Navy) or by a Mutual Insurance Company. Regardless of the choice made by the employer, the content and scope of the obligation to contribute is exactly the same.
If the employer chooses to have this protection provided by a Mutual Insurance Company, he must sign an Parner Agreement, which will set out the rights and obligations of the employers, and which will be valid for one year.
Source: https://revista.seg-social.es/2018/08/17/que-son-las-mutuas/
Sworn translators
What is a sworn translator? What is a sworn interpreter?
A sworn translator or sworn interpreter is a translator registered with the Spanish Ministry of Foreign Affairs, pursuant to the sixteenth additional provision of the Law 2/2014 of 25 March, amended by the fourth final provision of the Law 29/2015 of 30 July. The sworn translator or sworn interpreter is officially authorised by the Spanish Ministry of Foreign Affairs to certify that the translation made by him/her or another translator is an accurate rendering of the content on the foreign document, or of a faithful interpretation of what it has been verbally said, in the case of sworn interpreting. The sworn translator certifies that by means of an attestation that carries his/her seal and signature. Currently, sworn translators can issue translations signed electronically that are accepted online by Spanish public bodies. The translator does not certify the signature of the official, or civil servant who issues the document, for that purpose it is required that the document be legalised or apostilled.
What is the Hague Apostille? Or what does it mean that the document must be legalised?
An Apostille certifies the authenticity of the signature appearing on a public document, which has been issued in a country that is a signatory to the 12th Hague Convention of 5 October 1961. By the Hague Convention it is abolished the legalisation requirement for Foreign Public Documents, which have to take effect in another country that is a signatory to that Convention. Thus, documents issued in a country signatory to the Convention that have been certified by an Apostille must be recognized in any other country of the Convention without the need for any other type of authentication.
What documents can be apostilled?
Public documents.
Judicial documents: Documents issued by an authority or official linked to a State’s jurisdiction, including those emanating from the Public Prosecutor’s Office or from a clerk, officer or agent of the court.
Administrative documents.
Official certifications that have been placed on private documents, such as a certificate of a document registration, certification of the certainty of a date, and official and notarial authentications of signatures on documents of a private nature.
Why is a sworn translator usually necessary?
Sworn translators usually have legal, economic and financial knowledge, so it is recommended that they be used even in cases where sworn translation or sworn interpreting are not legally required.
The figure of the sworn translator is currently gaining importance due to the internationalization of companies and the increasing movement of people between different countries, especially within the European Union. The work carried out by sworn translators and interpreters supports the efficiency of the information transmitted and gives legality to different types of legal acts without having to grant them again in another country or legal system, as is the case with powers of attorney, certificates of incorporation and articles of association, certificates and academic qualifications, etc.
Are sworn translations valid abroad?
Although this figure does not exist in all countries, often public and private institutions in foreign countries also require a sworn translation, official translation, certified translation or notarial translation of documents. All these designations usually refer to the same thing, i.e. a translation that has been issued by a sworn translator (or official or notarial translator) and is fully effective outside of Spain. Therefore, a sworn translation is legally valid in a foreign country.
